Save, earn, spend –
all in one place.
Your friend invited you. Sign up to Spend globally, earn rewards, and pay with confidence wherever life takes you.
Your EVERYDAY MONEY
Bank in dollars
When your local currency falls, your savings don’t have to fall with it. Hold US dollars and keep more of your spending power.
Earn as you go
Interest paid the moment you add cash or crypto. No lock-ups, no minimums, no waiting. Your balance works while you sleep.
0 FX fees
Spend abroad with zero foreign exchange fees and zero surprises. What you see is exactly what you pay, in over 180 countries.
Why choosing OKX
The difference is simple.
Questions/Answers
What is OKX Money?
OKX Money is an everyday money app that lets you hold, earn, send, and spend—all from one account.
What happens after I enter my email?
You’ll download the OKX Money app to apply for a card. Your friend’s invitation will be linked automatically if you’re eligible.
Where can I use my OKX Card?
You can use it online or in-store wherever your card is supported. Availability and merchant restrictions may vary by region.
Are there foreign exchange fees?
OKX Money does not charge any additional foreign exchange fees on eligible card spending.
How do earnings work?
Eligible balances may earn a return while held in your account. Available assets, rates, and conditions may vary.
Can I add money and spend it right away?
Once your account is set up and funded, you can use your available balance for transfers and purchases.